SEPTORE

PRIVATE CAPITAL FOR REAL ESTATE INVESTORS

Operator-Built
Capital

Capital built by operators,
for operators.

Finance your next renovation, rental investment or new build.

Technology reduces back-and-forth and moves information efficiently. Deeply experienced operators make the core lending decisions.

FROM PLAN TO POSSIBILITY

03 / Built for what comes next.

THE PLAN COMES FIRST

Different projects.
The same practical perspective.

Tell us what you’re building toward. We’ll start with the property, the strategy and your plan for execution.

Explore bridge financing →

INTELLIGENCE WITH ACCOUNTABILITY

Technology drives efficiency.
Experience makes the call.

01 / CLARITY

Less back-and-forth.

A coordinated experience, clearer information requests and fewer administrative handoffs.

02 / JUDGMENT

Context beyond the checklist.

Experienced operators understand the renovation, lease-up and decisions behind the numbers.

03 / RELATIONSHIP

Built for the next deal, too.

One flip can become a repeat strategy. One rental can become a portfolio. We want to understand the bigger plan.

How we work with you →

THE PEOPLE BEHIND THE PERSPECTIVE

Real operators.
Personally invested.

The Coastal leadership team brings experience across building, investing, capital markets and lending operations.

David T. Diaz

Co-Founder · CEO

David T. Diaz

David brings two decades across real estate finance, construction and institutional residential investment. His experience spans mortgage banking, renovations, new homes and large residential portfolios.

Roger Lehman

Co-Founder · COO

Roger Lehman

Roger brings over a decade of experience across capital markets, real estate finance and development. His background includes Wall Street derivatives and structuring residential and commercial credit products.

Daniel Barres

Chief Growth Officer

Daniel Barres

Daniel is an entrepreneur and developer with more than 20 years in real estate, including build-to-rent. He focuses on growth and partnerships grounded in understanding investors and builders.

Andre Cuadrado

VP · Loan Operations

Andre Cuadrado

Andre is a U.S. Army veteran and commercial real estate finance executive with nearly 20 years of experience. His experience spans lending, underwriting, credit risk and loan operations, with a focus on better processes and transaction execution.

43 STATES + WASHINGTON, D.C.

National reach.
Local perspective.

Our footprint includes California, Nevada and Utah through licensed partners. Florida and Texas are focus markets, not the limits of where we lend.

Find your market ↗

YOUR PROJECT / YOUR NUMBERS

A clearer starting point.

Organize acquisition, work and carrying costs before your financing conversation. The planner uses your estimates, without assuming loan terms.

Build a project budget →

THE NEXT STEP

Bring us your next move.

The property. The scope. The opportunity. Let’s start there.

Send your deal ↗